What is vision insurance?

Vision insurance provides coverage for routine eye exams, as well as offering discounts on eyeglasses and contacts. These benefits are not typically covered under major medical plans, and are an elective part of your overall wellness checkups

Why get a vision care plan?

More and more people are making sure they have access to quality vision care. Since regular eye exams can detect diseases like glaucoma, diabetes, and blindness, enrolling in a vision insurance plan makes good sense.  

Whether you have perfect vision or need corrective lenses, preventive eye care is an important part of your overall health. In fact, recent studies suggest that 75% of us use vision correction, and nearly 64% choose eyeglasses.At some point in your life, you’ll likely need vision correction.

  • Why adults need eye care insurance
    More than 83% of Americans report using digital devices for more than 2 hours per day, and 60% report digital eye strain.1
  • Why children need eye care insurance
    Poor eyesight can lead to misdiagnosis of learning and psychiatric disorders which can result in behavioral problems.2

 

How much does vision insurance cost?

For just a few dollars a month you can have access to savings on important exams and materials.

What is voluntary vision insurance?

Additionally, your employer may offer vision as a voluntary benefit – insurance plans for employees that are provided at little to no cost to the employer. Voluntary benefits enable you to enroll in valuable coverage at significantly lower rates than you would pay as an individual, and help you cover expenses that may not be paid for by other types of insurance.

 

A closer look at Guardian Vision

Guardian Vision gives you access to a diverse selection of private practice providers through our large, convenient network of retail partners: America’s Best, Cohen’s Fashion Optical, Costco, EyeMart Express, EyeMasters, Eyeglass World, ForEyes, HourEyes, JCP Optical, Midwest Vision Centers, MyEyeDr, Nationwide Vision, PearleVision, RosinEyeCare, Sam’s Club, SearsOptical, Shopko, SteinOpticalExpress, SterlingOptical, SVSVision, TargetOptical, TSO, Visionworks, and Walmart.

  • Through EPIC’s Hearing Service Plan (HSP), Guardian offers a complementary program for managing hearing care and obtaining brand name hearing aids through the largest national network of audiologists and ENTs.

Choice of plan options

To ensure we meet your specific needs, we also offer two other plan options: VSP and DavisVision. These plans give you thousands of doctors to choose from in convenient locations.

Using your benefits

We provide fast, accurate, online service so you can access information quickly and easily.  Easily find a Guardian provider, schedule your exam, order discounted contact lenses, view benefits, and access wellness information by logging in to your Guardian Anytime account.
 

For more information on Guardian Vision, speak with your Employee Benefits Department.

Disclaimer

1

Vision Council of America, 2018

2

Vision for Life, 2014

The Guardian Life Insurance Company of America® (Guardian). Guardian’s Vision Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. This policy provides vision care limited benefits health insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. Plan documents are the final arbiter of coverage. Policy Form #GP-1-VSN-96-1 et al.

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