When employees submit a short-term disability or a state-mandated disability claim with Guardian,1 we check for benefit payment eligibility across all Guardian supplemental health coverages — helping employees access the benefits they’re eligible for without needing to submit multiple claims. Add proactive guidance, connected benefits technology, and ongoing service for a truly seamless experience.
Ready to bring more ease with faster enrollments, fewer errors, and greater employee engagement and satisfaction?
1 Claim must be received in good order. A claim is considered in good order when all required information and documentation are received together, specifically:
A completed claim form
Required supporting documentation that substantiates the covered event or service (for example, medical bills, EOBs, provider statements, or other documentation specific to the product type.)
2 Guardian Workplace Benefits Study, 2023
3 Next Digital Renaissance: Riding the wave of the benefits technology revolution, Guardian 13th Annual Workplace Benefits Study, 2024, page 5
*Available on ADP Workforce Now® new business or inforce customers that do not have: multiple waiting periods and/or different contributions strategies if all benefits are offered to the same class, ASO, Disability Choice, Basic Dependent Life, Voluntary Life where dependent coverage is not in incremental amounts. Note, all Guardian products must qualify to use API transmission.
None of the entities listed herein are affiliates, or subsidiaries of The Guardian Life Insurance Company of America (Guardian). Any reference to the term “partner” refers to the API connectivity and does not necessarily connote a service provider relationship between Guardian and the entity. Platform overview provided by each partner. API integrations timing are best estimates and are subject to change.
Some features are highlighted for illustrative purposes only. Please refer to your plan for benefit details and terms.
Guardian’s Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.
Application Programming Interfaces (APIs) deliver ease and convenience — saving up to 200 hours per year and improving accuracy.2 Combined with Guardian's strategic partnerships and EDI capabilities, organizations gain a high‑value, seamless benefits experience that simplifies work for HR teams and supports employees more effectively.
6 in 10 employers say that to meet objectives around employee benefits, they'll need to integrate more of their HR systems.3 Our API connections and strategic partnerships can help you do just that.
Helps make implementing supplemental health benefits simple: reducing setup time, improving accuracy, and minimizing manual work and billing errors.
Enables real‑time transmission of member transactions from your benefits administration platform to Guardian, eliminating EDI build and testing, improving billing accuracy, and accelerating eligibility, claims processing, and access to care.
Save time. Reduce effort. Improve benefits experiences. It's all possible with Guardian Access.
Maximize your HRIS investment with API integrations that connect effortlessly to leading HRIS benefit platforms, enabling real-time data exchange across systems. So the benefits you offer are used and managed to their fullest potential.
