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1 Guardian is proud to be the first to offer employees coverage for preventive measures taken as a result of having a BRCA1 or BRCA2 genetic mutation with its group critical illness insurance product. Not available on other products.
Guardian's Group Insurance products are underwritten and issued by the Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.
Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, or provided by Guardian. Product provisions and availability may vary by state. Optional riders are available for an additional premium.
None of the entities listed herein are affiliates, or subsidiaries of The Guardian Life Insurance Company of America (Guardian). Any reference to the term "partner" refers to the API connectivity and does not necessarily connote a service provider relationship between Guardian and the entity. Platform overview provided by each partner. API integrations timing are best estimates and are subject to change.
This website is provided for informational purposes only and should not be considered tax or legal advice. Please contact your tax or legal advisor regarding the tax treatment of the policy and policy benefits. You should consult with your own independent tax and legal advisors regarding your particular set of facts and circumstances. The information provided is not intended or written to be used, and cannot be relied upon, to avoid penalties imposed under the Internal Revenue Code or state and local tax law provisions.
Guardian Group Short Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form #s GP-1-LTD-15 and GP-1-STD-15. The state approved form is the governing document.
Build standout benefit experiences
Available with Guardian disability to physician groups so doctors' income is protected from the time of diagnosis in the event certain covered illnesses, such as Parkinson's, later affect their ability to work.
Now available in 38 states, this rider for Guardian Short Term Disability allows clients to offer paid leave across multiple national locations (and state leave laws).
Individual disability income insurance with Guardian covers employees who earn most of their income from high bonuses and/or commissions.
Guardian is the first to embed caregiving support into group disability and hospital indemnity plans.
Embedded into long-term disability plans so employees with a cancer diagnosis can access personalized, empathetic support.
Built-in perks include premium oral care product savings from Smile Brilliant and convenient in-office preventive care via Jet Dental’s mobile clinics.
Guardian is the first to include benefits for BRCA1/BRCA2 gene mutation1 and certain health screenings with supplemental health plans.
Comprehensive Electronic Data Interchange (EDI) and real-time API connections to some of the leading ben admin platforms to save time and improve accuracy. Plus, one place to manage it all.
We’ll work with you to help ensure your employees make informed choices based on their needs and get the most value from their benefits.
One EDI file to enroll and manage plans more easily. One claim for multiple benefits. One place to manage it all with a dedicated service team and employer/member portal.