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Make benefits more personal.

With customizable Guardian bundles, you benefit

Tailor strategies to each client, with the ease of one carrier.

1 Guardian is proud to be the first to offer employees coverage for preventive measures taken as a result of having a BRCA1 or BRCA2 genetic mutation with its group critical illness insurance product. Not available on other products.

Guardian's Group Insurance products are underwritten and issued by t the Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. 7934992.1 (5/27)

Guardian Group Short Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form #s GP-1-LTD-15 and GP-1-STD-15. The state approved form is the governing document.

Wellthy, Inc. (“Wellthy”) is a vendor to The Guardian Life Insurance Company of America (“Guardian”). Wellthy and Guardian are not affiliated entities. Wellthy provides a care coordinator to integrate separately retained caregiver resources (e.g., senior care, childcare, etc.) for the benefit of a member or their permitted dependents (“services”). Guardian does not control or provide any part of the services and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Guardian and Wellthy reserve the right to discontinue services at any time without notice. Services may not be available in all states.

Osara Health (“Osara”) is a vendor to The Guardian Life Insurance Company of America (“Guardian”). Osara and Guardian are not affiliated entities. Osara provides a personalized support program through certified health coaches to address cancer management issues for the benefit of a member (“Services”). Services are designed for members 18 years+ of age, diagnosed with cancer, regardless of cancer type, stage, or prognosis. Services are not meant to provide medical advice/care. Medical advice/care should be sought from your independent healthcare provider(s). Guardian does not control or provide any part of the Services and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Guardian and Osara reserve the right to discontinue Services at any time without notice. Services may not be available in all states.

Tobacco Cessation benefits discussed herein are provided by Pelago (Pelago Benefits). Pelago is not a medical care provider. The Guardian Life Insurance Company of America (Guardian) does not control or provide any part of the Pelago Benefits and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Pelago Benefits may not be available in all states. Guardian and Pelago reserve the right to discontinue the Pelago Benefits at any time without notice.

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Build standout benefit experiences

Explore what you can offer clients with Guardian

Effectively serve different group sizes, industries, and talent

Browse examples of how you can customize:

  • By industry

    Progressive Illness Rider

    Available with Guardian disability to physician groups so doctors' income is protected from the time of diagnosis in the event certain illnesses, such as Parkinson's, later affect their ability to work.

  • By size

    Paid Leave Rider

    Now available in 36 states, this rider for Guardian Short Term Disability allows clients to offer paid leave across multiple national locations (and state leave laws).

  • By talent type

    Individual disability income insurance

    Individual disability income insurance with Guardian covers employees who earn most of their income from high bonuses and/or commissions.

Guardian embeds many services right into standard offerings, so your clients can intuitively deliver what employees want and need to thrive. Here are a few examples:

  • Caregiving support services

    Guardian is the first to embed caregiving support into group disability plans.

  • Cancer support services

    Embedded into long-term disability so employees with a cancer diagnosis can access personalized, empathetic support.

  • Tobacco cessation

    Standard with new Group Dental PPO plans to empower tobacco-free living in enrollees ages 15 and older.

  • Proactive supplemental health plans

    Guardian is the first to include benefits for BRCA1/BRCA2 gene mutation1 and certain health screenings with supplemental health plans.

When it's easier to do business, it's easier to make clients happy. And that means clients are happier with you. Here's how Guardian helps you make it happen:

  • Simplified service and administration

    Comprehensive Electronic Data Interchange (EDI) and real-time API connections to leading ben admin platforms to save time and improve accuracy. Plus, one place to manage it all.

  • Guided enrollment that informs and empowers

    We’ll work with you to help ensure your employees make informed choices based on their needs and get the most value from their benefits.

  • The power of 1

    One EDI file to enroll and manage plans more easily. One claim for multiple benefits. One place to manage it all with a dedicated service team and employer/member portal.