Long term care rider
Do you expect to live longer? You should probably plan on it.
With Americans now living longer than ever, it’s no surprise that roughly 70% of people over 65 will eventually require some form of long term care services.1 That’s why it’s so important to prepare now for how you can help cover the cost of the services you may need later.
You may be able to include Guardian’s Long Term Care rider or Guardian's Joint LTC rider when purchasing certain types of our life insurance. This rider gives you access to money from a part of your life insurance policy during your lifetime if you’re receiving long term care services as a result of a chronic illness.