Charitable Benefit Rider
Protect your family while supporting your favorite charity
Life insurance is a valuable way to honor your financial commitments and build a legacy. With the Charitable Benefit Rider, you can enhance your term life insurance so that at the time of claim, an additional benefit will be paid as a donation to a charity of your choice.
Protect the ones that you love
When you buy a life insurance policy, you are making a promise to your loved ones that you will take care of them. But it’s not just your family who relies on your support.
Many of us have a charity or nonprofit that we hold dear in our hearts. Now, you can show your support to that cause with the Charitable Benefit Rider. With this benefit, Guardian will add an extra 1% to your death benefit1 to be paid to the charity of your choice, over and above the amount paid to your designated beneficiaries.
Included on all Guardian Level Term policies
The Charitable Benefit Rider is automatically included with your policy, at no additional premium.2 All you need to do is select an eligible charitable organization.
What charities can I choose?
All registered 501(c)(3) organizations are available as your Charitable Benefit Rider recipient. This choice can be made when you purchase your policy, or afterward, while the policy is in force. Search the IRS data base here: https://www.irs.gov/charities-non-profits/tax-exempt-organization-search
Change at any time
If your charitable interests change over time, feel free to update your policy to reflect your new priorities.
Caring for the ones you love
Let your life insurance reflect your values. Protect the financial confidence of your family, while giving back to the community.