Protect the ones that you love

When you buy a life insurance policy, you are making a promise to your loved ones that you will take care of them. But it’s not just your family who relies on your support.

Many of us have a charity or nonprofit that we hold dear in our hearts. Now, you can show your support to that cause with the Charitable Benefit Rider. With this benefit, Guardian will add an extra 1% to your death benefit1 to be paid to the charity of your choice, over and above the amount paid to your designated beneficiaries.

Included on all Guardian Level Term policies

The Charitable Benefit Rider is automatically included with your policy, at no additional premium.2 All you need to do is select an eligible charitable organization.

  • What charities can I choose?
    All registered 501(c)(3) organizations are available as your Charitable Benefit Rider recipient. This choice can be made when you purchase your policy, or afterward, while the policy is in force. Search the IRS data base here:

  • Change at any time
    If your charitable interests change over time, feel free to update your policy to reflect your new priorities.


Caring for the ones you love

Let your life insurance reflect your values. Protect the financial confidence of your family, while giving back to the community.

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Up to a maximum of $100,000

2 Subject to state availability.

Policy form numbers: GLT 10, 15, 20, 30: 20-GLT

Charitable Benefit Rider: 20-CBR GIAC

Guardian Level Term is issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation whose principal place of business is 10 Hudson Yards, New York, NY 10001. 1 888 GUARDIAN (1 888 482 7342).

GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America.

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