Skip to main content
  • Find a dentist
  • Find a vision provider
  • Find a financial professional
  • Forms and claims
  • Contact us
Guardian Life Logo
login
Guardian Life Logo
      • Life insurance
      • Disability insurance
      • Dental insurance
      • Vision insurance
      • Accident insurance
      • Critical illness insurance
      • Hospital indemnity insurance
      • Group benefits
      • Absence management
      • Paid family & medical leave
      • Benefits technology
      • Enrollment
      • Mental wellness
    • Retirement
    • Annuities
    • Investment accounts
    • Find a financial professional
      • Learning Center
      • Forms and claims
      • Find a dentist
      • Find a vision provider
      • Find a financial professional
      • Retirement calculator
      • Life insurance quote
      • Disability insurance quote
      • Dental insurance quote
      • Vision insurance quote
      • Accident insurance quote
      • Research and insights
      • Reports
      • Webinars
      • Join as a broker
      • Find a sales office
    • About Guardian
    • Careers
    • Newsroom
    • Contact us
    • Social responsibility
    • Our diverse and inclusive culture
    • an individual or family
    • an employer
    • a broker
    • a dental provider
    • a financial professional
userLog in

Got a minute?

Get a quote

Select one

Need help? Call us:

(888) 482-7342

Guardian Life Logo

Customer service

  • Contact Us
  • 1-888-Guardian (1-888-482-7342)
  • Submit a Claim

Resources

  • Forms & Claims
  • Find a dental or vision provider
  • Find a financial professional
  • Careers

Industry Professionals

  • Find a Guardian benefits sales office
  • New case implementation tracker
  • Living Balance Sheet
  • instagram squareopens in a new window
  • twitter squareopens in a new window
  • facebook squareopens in a new window
  • linkedinopens in a new window
  • youtube squareopens in a new window

Legal Information

  • Terms & conditions
  • Privacy policy
  • Disclosures
  • Individual products benefit disclosures
  • Cybersecurity
  • Accessibility
  • Language assistance
  • Telehealth
  • NY Reg. 200
  • Confidentiality for domestic violence victims
  • SEC Rule 606
  • Amendments to broker agreement
  • State disaster updates
  • MDG TX notice to providers
  • TX consumer information
  • Artificial intelligence statement
  • Agreement to conduct business electronically
  • Report suspected fraud
  • Do not sell or share my personal information

Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

Copyright© 2025 The Guardian Life Insurance Company of America. All rights reserved.

Charitable Benefit Rider

Protect your family while supporting your favorite charity
Women discuss a topic .

Get an instant Term Life quote

Go Now

Life insurance is a valuable way to honor your financial commitments and build a legacy. With the Charitable Benefit Rider, you can enhance your term life insurance so that at the time of claim, an additional benefit will be paid as a donation to a charity of your choice.

Protect the ones that you love

When you buy a life insurance policy, you are making a promise to your loved ones that you will take care of them. But it’s not just your family who relies on your support.

Many of us have a charity or nonprofit that we hold dear in our hearts. Now, you can show your support to that cause with the Charitable Benefit Rider. With this benefit, Guardian will add an extra 1% to your death benefit1 to be paid to the charity of your choice, over and above the amount paid to your designated beneficiaries.

Included on all Guardian Level Term policies

The Charitable Benefit Rider is automatically included with your policy, at no additional premium.2 All you need to do is select an eligible charitable organization.

  • What charities can I choose?
    All registered 501(c)(3) organizations are available as your Charitable Benefit Rider recipient. This choice can be made when you purchase your policy, or afterward, while the policy is in force. Search the IRS data base here: https://www.irs.gov/charities-non-profits/tax-exempt-organization-search

  • Change at any time
    If your charitable interests change over time, feel free to update your policy to reflect your new priorities.

Caring for the ones you love

Let your life insurance reflect your values. Protect the financial confidence of your family, while giving back to the community.

Got a minute?

Get a quote

If you are a broker looking for a quote, please connect with us here.

Select one

All fields are required unless marked optional.

$

Suggested articles

  • Term life insurance
  • Is whole life insurance a worthwhile investment?

1 Up to a maximum of $100,000

2 Subject to state availability.

Policy form numbers: GLT 10, 15, 20, 30: 20-GLT

Charitable Benefit Rider: 20-CBR GIAC

Guardian Level Term is issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation whose principal place of business is 10 Hudson Yards, New York, NY 10001. 1 888 GUARDIAN (1 888 482 7342).

GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America.