Guardian Life Logo
login

Voluntary short-term disability insurance

Disability insurance can help play a critical role in helping employees manage their financial wellness through workplace benefits.

Pregnant woman in an office.

42% of households could only cover expenses for a month or less if they lost their main source of income.¹

Income loss can have devastating long-term financial consequences for your employees. Yet, many workers underestimate their chances of experiencing an income-disrupting event due to illness, injury, or pregnancy.

With 43% of families reporting difficulties paying bills or expenses in 2024, up from 38% in 2023, income protection can be a vital benefit to help support employees' financial wellness.²

Colleagues talking together in an office.

Disability Income Select™

Guardian’s Disability Income Select enables you to offer short-term disability (STD) insurance as a valuable employee benefit, on a voluntary basis. Here are the highlights.

  • You can choose from a variety of plan options to help your employees get the coverage they need within the budget that works for them.

  • You can customize the benefit amount, benefit duration, elimination period, and more.

  • Enrollment and administration is easy and premiums can be displayed to match your payroll deduction method.

Make your benefit package stand out with voluntary short-term disability insurance that helps meet the protection and budget needs of a varied workforce.

1,2 Futureproofing Your Income: The role of disability insurance in financial wellness, Guardian, 2025

Guardian Group Short Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-STD-15. The state approved form is the governing document.

Guardian® is a registered trademark of The Guardian Life Insurance Company of America. ©Copyright 2025 The Guardian Life Insurance Company of America.