Behind every family legacy is a Guardian

About us

Guardian is one of the nation's largest life insurers and a leading provider of retirement and wealth solutions, backed by the highest financial ratings in the industry. As a mutual company, we invest in you, holding ourselves accountable not to shareholders, but to your long-term well-being.

  • 165 years

    of preparing people for the future

  • $7 billion

    benefits paid to our policyholders last year

  • 12 million¹

    people served daily

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  1. Financial information concerning Guardian as of December 31, 2025, on a statutory basis: Admitted Assets = $93.8 Billion; Liabilities = $83.8 Billion (including $64.0 Billion of Reserves); and Surplus = $10.0 Billion. Financial information concerning GIAC as of December 31, 2025, on a statutory basis: Admitted Assets = $11.0 Billion; Liabilities = $10.3 Billion (including $4.1 Billion of Reserves); and Capital and Surplus = $0.7 Billion. Financial information for Berkshire Life Insurance Company of America as of December 31, 2025, on a statutory basis: Admitted Assets = $5.7 Billion; Liabilities = $5.5 Billion (including $1.2 Billion in Reserves); and Capital and Surplus = $0.2 Billion.

Unless otherwise noted, all data is sourced from Guardian's 15th Annual Workplace Benefits Study, 2026.