Deciding Moments Benefits Guide
Starting out on your own
It's time to make it alone, and you've never been more excited!
But now you’ll face decisions about things that didn’t cross your mind before: budgeting, saving for your future goals, and even retirement. Here's a guide to how the benefits you get through work can help.
1. Find new insurance options
You may no longer have access to coverage on your parents’ or partner’s plan anymore, so spend time figuring out what your employer offers, and take advantage of getting benefits through work.
2. Consider options that boost financial confidence
Look into the details of your health plan. Especially if it’s a high deductible plan, you may need some extra protection through your workplace benefits. Accidents and illnesses can happen at any age, and medical bills are expensive, even with insurance.
3. Secure your income and lifestyle
Start contributing as much as you can to your 401(k) and take advantage of benefits that can help protect your income. Your benefits, like disability insurance, can help you protect your paycheck if you get too sick or injured to work.
Learn moreDental benefits
Your oral health has a big impact on your overall well-being. Make sure your smile sparkles without breaking the bank.
Learn moreSupplemental health benefits
Stay in good health or help protect your savings? You don’t have to choose. Accident, hospital indemnity, or critical illness insurance can provide added financial protection by providing a benefit after a covered injury or diagnosis.
Learn moreLife insurance benefits
It can help you cover financial obligations, like student loans, or give you a start on leaving your legacy to someone or something (like a charity) you love.
Learn moreDisability insurance benefits
In the event you need to take a leave from work, disability insurance can help you protect your paycheck and give you financial confidence to plan your journey back to well-being.
Material discussed is meant for general information purposes only and is not to be construed as medical, tax, legal or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice.
Products are not available in all states.
