Deciding Moments Benefits Guide
Planning for the future
You’ve been working your whole life for the future. Be ready to make it a bright one.
As you get closer to retirement, your needs change. But the goal of preserving your overall well-being should remain. Now more than ever, take an active role in selecting your benefits at work.
1. Evaluate your savings
Re-evaluate your budget and take stock of your retirement savings to decide what amount you need to continue to save.
2. Keep your current protection in place
Still taking care of your overall health with dental and vision protection? Keep it that way. Still have benefits like critical illness, hospital indemnity, and accident insurance? Good. Their benefit payments can bolster your finances by helping to pay for expenses that may not be covered fully by your health plan.
3. Focus on your long-term plan
Make sure the beneficiaries on your life insurance and 401(k) accounts are up to date. If you haven't done so already, draw up a will to identify how your assets would be distributed. Having life insurance and disability insurance in place will help you continue to focus on your plan and dreams should something happen to you.
Learn moreSupplemental health benefits
Accident, critical illness, and hospital indemnity insurance pay you directly, and can make it so you don’t have to choose between paying for your health and paying for those surprise expenses!
Learn moreDental benefits
Your oral health has a big impact on your overall well-being. Dental insurance gives you access to preventive care to protect the whole you.
Learn moreLife insurance benefits
You know life insurance helps you leave a legacy to the people and causes you love. Make sure you have the right amount of life insurance in place.
Learn moreDisability insurance benefits
As you get closer to retirement, protecting your income becomes even more important. Disability insurance can help ensure you have the financial support you need if an unexpected illness or injury affects your ability to work—so you can stay on track for the future you’ve planned.
Material discussed is meant for general information purposes only and is not to be construed as medical, tax, legal or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice.
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