How to file a life insurance claim
Follow these steps to submit a life or accidental death & dismemberment claim in the unfortunate event that an employee or one of their covered dependents passes away.
Go to Guardian Forms and Claims and select “Find a form.” In the Form Number boxes, select “GG” and type “42,” then click “Search.”
Access the Group Life Claim Form (GG-42) to complete the form online or print it out. You will need to complete sections 1-3 and the beneficiary needs to complete section 4.
Submit the completed form along with the required claim documents via one of these methods:
Online:
guardianlife.com/forms-and-claims/group/life-insurance
Email:
Group_Life_Claims@glic.com
Mail:
Guardian Life Insurance Company
Attn: Group Life Claims
PO Box 14334
Lexington, KY 40512
Fax:
610-807-8266
Resource for you
Planholder Life and AD&D claims checklist
1 All whole life insurance policy guarantees are subject to the timely payment of all required premiums and the claims paying ability of the issuing insurance company. Policy loans and withdrawals affect the guarantees by reducing the policy’s death benefit and cash values.
2 Some whole life polices do not have cash values in the first two years of the policy and don’t pay a dividend until the policy’s third year. Talk to your financial representative and refer to your individual whole life policy illustration for more information.
3 The Disability Income and Waiver of Policy Premium Benefit Rider (form ICC21 DIR, DIR (12-2021), or state equivalent) is underwritten and issued by The Guardian Life Insurance Company of America (Guardian®), New York, NY. There will be an additional cost or premium associated with this Rider. Provisions, features, and availability may vary by state. Exclusions and limitations may apply.
This information is being provided based on Guardian’s standard guidelines, and other restrictions or guidelines may apply to your specific plan.
Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. The information provided is based on our general understanding of the subject matter discussed and is for informational purposes only.
Guardian Group Life Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY.
The Beneficiary Advocate Program is available through ComPsych GuidanceResources. Eligibility is based on having Guardian life insurance coverage and the Guardian employee assistance program. ComPsych Corporation (ComPsych) is a vendor to The Guardian Life Insurance Company of America (Guardian). ComPsych and Guardian are not affiliated entities. The Employee Assistance Program (Services) is provided by ComPsych. Guardian does not control or provide any part of the Services and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Guardian and ComPsych reserve the right to discontinue Services at anytime without notice. Services may not be available in all states. Legal/financial assistance and resources services are not available in the states of New York and Hawaii. These Services are permissible in the state of Washington: will preparation services, financial planning and estate planning services, probate and estate settlement services, grief counseling, funeral planning and funeral services. Provision of Services shall be in a manner consistent with applicable law. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America® and is used with express permission.