Benefit features

Our leading plan features can help your clients respond directly to employee well-being needs and wants. Because they were built with input from employees and consideration of their physical, financial, and mental and emotional wellness.

Happy little Asian girl enjoying pizza and smiling

Dental with more

Click through to get the elevator pitch and details on plan features that can help boost employee wellness and performance, like Early Smiles® (offering 100% coverage of kids).

The deductible for our members and their dependents lowers each year until it reaches $0 after year 3.

A unique plan option that provides 100% in-network coverage on preventive, basic, and major care for children ages 12 and under.

100% coverage for preventive services with no annual maximum, and either a $150 or $250 annual allowance for all other dental services that can be used with more flexibility than traditional plans.

Members access care through a local network of dentists offering deep discounts in select markets.

Allows members to roll over a portion of unused annual dental maximum for future use.

The at-home invisible orthodontic aligner is available at a discount for all Guardian dental members and covered as an in-network benefit for plans that include orthodontic treatment benefits. In addition, Guardian dental members also receive a discount on BrightByte Pro LED teeth whitening kits.

Through Teledentistry.com, employees can access a dentist via video for emergencies or when traveling and unable to get to a dentist, 24 hours a day, 7 days a week, 365 days a year.

Guardian's dental network makes it possible for employees to save an average of 40% on in-network dental care.

Allows members to get dental exams, cleanings, X-rays, and fluoride treatments without deductions from their annual maximum.

Employers can bring mobile dental services directly to members in their office setting.

All plans are available fully-insured, or Administrative Services Only (ASO). For those new to ASO, we offer a unique level-funded option that gives you cost savings with the security of a fully-insured plan. We also offer Managed Care/DHMO and Dual Choice plans in certain locations.

The deductible for our members and their dependents lowers each year until it reaches $0 after year 3.

A unique plan option that provides 100% in-network coverage on preventive, basic, and major care for children ages 12 and under.

100% coverage for preventive services with no annual maximum, and either a $150 or $250 annual allowance for all other dental services that can be used with more flexibility than traditional plans.

Members access care through a local network of dentists offering deep discounts in select markets.

Allows members to roll over a portion of unused annual dental maximum for future use.

The at-home invisible orthodontic aligner is available at a discount for all Guardian dental members and covered as an in-network benefit for plans that include orthodontic treatment benefits. In addition, Guardian dental members also receive a discount on BrightByte Pro LED teeth whitening kits.

Through Teledentistry.com, employees can access a dentist via video for emergencies or when traveling and unable to get to a dentist, 24 hours a day, 7 days a week, 365 days a year.

Guardian's dental network makes it possible for employees to save an average of 40% on in-network dental care.

Allows members to get dental exams, cleanings, X-rays, and fluoride treatments without deductions from their annual maximum.

Employers can bring mobile dental services directly to members in their office setting.

All plans are available fully-insured, or Administrative Services Only (ASO). For those new to ASO, we offer a unique level-funded option that gives you cost savings with the security of a fully-insured plan. We also offer Managed Care/DHMO and Dual Choice plans in certain locations.

Show clients the difference a strong network makes

Our video, Simply Put, can show clients why it makes sense for employees to stay in network for dental care. Hint: There's savings to be had.

How can Guardian create efficiencies for you?

Show me

For agent/broker use only. Not for use with the general public.

DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-DG2000, et al; GP-1-DEN-16; DG7-P. The state approved form is the governing document.

Early Smiles in network option is available in all states excluding GA, MS, SD, TX & WY where an in and out of network options available.

The Guardian Life Insurance Company of America does not own or operate byte®. These products are provided through a third-party arrangement between Guardian and byte® . Guardian assumes no responsibility for non-Guardian products or services offered by byte.

Jet Dental is not an affiliate or subsidiary of Guardian. Guardian is neither responsible nor liable for services, advice or recommendations made by Jet Dental.

DHMO plans are available in select locations. Managed DentalGuard is underwritten and issued by (IL) - First Commonwealth Insurance Company, (MO) – First Commonwealth of Missouri, (IN) - First Commonwealth Limited Health Services Corporation, (MI) - First Commonwealth Inc., (TX) - Managed DentalGuard, Inc. (DHMO), (NJ) - Managed DentalGuard, Inc., (FL, NY) - The Guardian Life Insurance Company of America. All First Commonwealth and Managed DentalGuard, Inc. entities referenced are wholly owned subsidiaries of The Guardian Life Insurance Company of America, New York, NY.

For agent/broker use only. Not for use with the general public.

DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-DG2000, et al; GP-1-DEN-16; DG7-P. The state approved form is the governing document.

Early Smiles in network option is available in all states excluding GA, MS, SD, TX & WY where an in and out of network options available.

The Guardian Life Insurance Company of America does not own or operate byte®. These products are provided through a third-party arrangement between Guardian and byte® . Guardian assumes no responsibility for non-Guardian products or services offered by byte.

Jet Dental is not an affiliate or subsidiary of Guardian. Guardian is neither responsible nor liable for services, advice or recommendations made by Jet Dental.

DHMO plans are available in select locations. Managed DentalGuard is underwritten and issued by (IL) - First Commonwealth Insurance Company, (MO) – First Commonwealth of Missouri, (IN) - First Commonwealth Limited Health Services Corporation, (MI) - First Commonwealth Inc., (TX) - Managed DentalGuard, Inc. (DHMO), (NJ) - Managed DentalGuard, Inc., (FL, NY) - The Guardian Life Insurance Company of America. All First Commonwealth and Managed DentalGuard, Inc. entities referenced are wholly owned subsidiaries of The Guardian Life Insurance Company of America, New York, NY.