Powerful product portfolio
A strong product portfolio provides you with a marketplace advantage.
We are in the business of helping consumers find financial confidence and well-being in life, health, and wealth. We help people plan for their family and save for retirement. We help companies take care of their employees. And we help both recover and thrive in times of unexpected loss. There is power in the strength of Guardian, and you, as a financial professional to make this possible for all. As a leader in financial services, we offer a complete line of high-quality protection, investment, and worksite products designed to help you meet the unique needs of your clients and support their long-term Financial Balance®.
Whole Life
Universal Life
Variable Universal Life
Term Life
High Early Cash Value WL
Survivorship Whole Life
Pension Trust
Riders and Features, including the Index Participation Feature, the Long Term Care Rider, and Charitable Benefit Rider
Individual Disability Income
Disability Buy-Out
Key Person Coverage
Student Loan Protection
Supplemental Income Protection Program
Retirement Protection Plus
Various Employer Defined Benefit and Defined Contribution Retirement Plans (401(k), 403(b), Money Purchase, Cash Balance, etc.)
Variable Annuities (VA)
Fixed Index Annuities (FIA)
Registered Index-Linked Annuities (RILA)
Investment-Only Variable Annuity (IOVA)
Fixed Annuities
Immediate Annuities
Deferred Income Annuities
IRAs
Advisory services including access to Fund Strategist Portfolios, Separately Managed Accounts (SMAs), Unified Managed Accounts (UMAs), and Advisor as Portfolio Manager programs
Brokerage accounts offering access to Equities, Exchange Traded Funds (ETFs), Fixed Income, Mutual Funds, and Options
Alternative and Complex Investments such as Hedge Funds, Private Equity, Private Credit, and Real Estate
Structured Notes
Education Accounts
Seamless Underwriting
Access to a wide range of brands and products
Non-Proprietary Life
IUL
Annuity
Disability Income
Life Settlements
Structured Settlements
Guaranteed Issue Disability
Income Insurance
Guaranteed Issue Life Group offering – (voluntary perm life and term)
401(k)
Dental
Vision
Chronic Illness
Cancer
Accident
Stop Loss
FinancialBalance® is a service mark of The Guardian Life Insurance Company of America®(Guardian), New York, NY 10001.
Securities products and advisory services offered through Park Avenue Securities LLC(PAS), member FINRA, SIPC.
Variable universal life and variable and fixed annuities issued by The GuardianInsurance & Annuity Company, Inc. (GIAC), a Delaware corporation and wholly-owned subsidiary of Guardian. Individual variable annuities and variable universal life distributed by PAS. Annuity guarantees are backed exclusively by the strength and claims-paying ability of GIAC. PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian). Guardian, GIAC, and PAS are located at 10 Hudson Yards, New York, NY 100011-888-600-4667.
Mutual funds, exchange traded funds, variable universal life, and variable annuities and their underlying variable investment options are sold by prospectus only.Prospectuses contain important information, including fees and expenses. Please read the prospectus carefully before investing or sending money. You should consider the investment objectives, risks, fees, and charges of the investment company carefully before investing. The prospectus contains this and other important information. A prospectus may be obtained from your investment professional or by calling 800-221-3253. To download a fund or contract prospectus, please visit www.GuardianLife.com.
Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA or provided by Guardian. BLICOA isa wholly owned stock subsidiary of and administrator for the Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.
Insurance products are underwritten and issued by The Guardian Life Insurance Company ofAmerica, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage.
Innovative Underwriters is a wholly-owned subsidiary of Guardian. Financial information concerning Guardian as of December 31, 2023, on a statutory basis: Admitted assets = $80.3 billion; liabilities = $71.2 billion (including $58.0 billion of reserves); and surplus = $9.1 billion.
Pub 6955-G(05/20)