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    Leaving your employer’s Guardian benefits plan or COBRA?

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    Whether you’re leaving your employer-sponsored Guardian benefits (the plan you got through work) or COBRA, your insurance coverage doesn’t need to change — Yup! That includes your dentist, too. Kiss breakups goodbye & see how easy it is to keep your benefits.

    • Dental insurance - Happy man smiling

      Dental insurance

      Sign up within 120 days of the end of your employer-sponsored dental insurance

      Learn more

    • Life insurance - Multigenerational family smiling using tablet

      Life insurance

      Sign up within 31 days of the end of your employer-sponsored life insurance.

      Learn more

    • Disability Insurance - Runner nursing injury

      Disability Insurance

      Sign up within 31 days of the end of your employer-sponsored disability insurance

      Learn more

    Guardian Life can help you keep your dental insurance

    Sign up within 120 days after leaving your employer-sponsored Guardian dental plan to skip the waiting period and get your highest maximum benefit.

    Get a quote
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    • Keep your current dentist

      Kiss breakups goodbye! Stay with your current in-network provider

    • Waive the waiting periods

      Hop over with waived waiting periods & get the care you need, when you need it.

    • Get the highest max benefit

      No need to start all over again! Enroll & receive the highest maximum benefit.

    Let’s connect

    Want to learn more? Here are some helpful resources:

    • What is Dental insurance?

      Learn more

    • Why do I need life insurance?

      Learn more

    • What is disability insurance?

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    • How do I plan for retirement?

      Learn more

    1 DTC GLIC, LLC., (d/b/a DTC GLIC Insurance Sales, LLC in California) is the agent for The Guardian Life Insurance Company of America and its subsidiaries (“Guardian”) for all individual products underwritten and issued by Guardian and certain third-party insurers through guardianlife.com. DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America and is a licensed agent for life, accident and health insurance products.

    2 Whole Life insurance is intended to provide death benefit protection for an individual’s entire life. Any loans or withdrawals reduce the policy’s death benefits and cash values. Some whole life polices do not have cash values in the first two years of the policy. Whole life insurance should be considered for its long-term value. Policy benefits are reduced by any outstanding loan or loan interest and/or withdrawals. Dividends, if any, are affected by policy loans and loan interest. Withdrawals above the cost basis may result in taxable ordinary income. If the policy lapses, or is surrendered, any outstanding loans considered gain in the policy may be subject to ordinary income taxes. If the policy is a Modified Endowment Contract (MEC), loans are treated like withdrawals, but as gain first, subject to ordinary income taxes. If the policy owner is under 59 ½, any taxable withdrawal may also be subject to a 10% federal tax penalty.

    3 Policy benefits are reduced by any outstanding loan or loan interest and/or withdrawals. Dividends, if any, are affected by policy loans and loan interest. Withdrawals above the cost basis may result in taxable ordinary income. If the policy lapses, or is surrendered, any outstanding loans considered gain in the policy may be subject to ordinary income taxes. If the policy is a Modified Endowment Contract (MEC), loans are treated like withdrawals, but as gain first, subject to ordinary income taxes. If the policy owner is under 59½, any taxable withdrawal may also be subject to a 10% federal tax penalty.

    4 Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA or provided by Guardian. BLICOA is a wholly owned stock subsidiary of and administrator for the Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state. All applicants must be actively working full time to apply, and women who are currently pregnant will be issued a policy with a pregnancy exclusion. Not all occupations are eligible for coverage, and some policy benefits and features are not available to all occupations.

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    Individual Dental (Off Exchange) Service Center

    • Contact us
    • 1-866-569-9900
    • Submit a Claim

    Guardian Client Specialist (non-dental)

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    Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

    Copyright© 2025 The Guardian Life Insurance Company of America. All rights reserved.

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    Let’s plan for the unexpected

    Don’t want to change your life or disability insurance? You may not need to. Stay protected & keep your confidence—about today and tomorrow. Review your options with a Guardian specialist to continue your coverage and get started.

    • Life insurance - Multigenerational family smiling using tablet

      Life insurance

      Life insurance can help care for your loved ones financially if you pass away unexpectedly. Some kinds of life insurance, including whole life insurance, offer additional financial benefits like building cash value that you can use for things (like buying a home or putting kids through college). 2, 3

    • Disability insurance - Runner nursing injury

      Disability insurance

      Disability insurance can help replace a percentage of your regular income if you become too sick or injured to work.

    • A strategy for retirement - woman researching her retirement needs on the laptop

      A strategy for retirement

      Whether you’re new in your career or only a few years away from retiring, Guardian’s financial professionals can tailor solutions to help keep your retirement strategy on track.