Vensure Employer Services
As one of the nation’s largest mutual insurance companies, Guardian knows what matters most to our customers. Learn more about the products and services offered based on your employers’ specific benefit offering.
Protection
We serve 29 million people every day, helping them and their families pursue financial confidence and well-being in life, health, and wealth.¹
Experience
We offer you guidance and experience that comes from providing group benefits for more than 60 years.
Network strength
We have more than 139,000+ providers in our nationwide network of dentists, and we’re always making our network stronger.²
Vision insurance
Even people with perfect eyesight still need regular eye exams to help make sure no vision correction is needed – especially if, like many of us, you are spending more time in front of screens. That's why your employer offers vision insurance, which helps to cover the eye exams, glasses, and contact lenses not typically covered by your medical insurance plan.
Life insurance
The income you earn touches numerous other lives. That’s why life insurance can be a vital offering, providing loved ones additional financial confidence in case the unthinkable happens. There are many reasons to consider life insurance, but a simple industry rule of thumb is if you have shared debts or anyone relies on your income for their financial well-being, you should consider getting life insurance coverage.
Disability insurance
Despite our best efforts, being unable to work due to illness or injury can happen. Disability insurance helps ensure you can continue to support their families at a time they need it most.
If you depend on the income you receive through work to pay your expenses, then you should probably consider disability insurance. It helps ensure that you can continue to receive partial income if you end up too sick or injured to work.
Supplemental health insurance, like accident, cancer, critical illness, and hospital indemnity coverage can provide a lump sum benefit in a health emergency to help you cover expenses – medical or otherwise – your health insurance plan might not.
Did you know there’s insurance specifically designed to help cover additional medical costs that can help keep you physically and financially healthy? Medical expenses are the most common reason people file for bankruptcy, and 62% of them have medical insurance.1,2
A new way to mental wellness for employees
Guardian has partnered with Spring Health to bring personalized mental wellness benefits to all employees and their families. Spring Health is available at no additional cost to employees electing Life, Disability, or Supplemental Health benefits from Guardian.
From in-person and virtual therapy to mental health assessments and mindfulness exercises, these services can help drive faster recovery times, reduce absenteeism, and improve overall well-being.
Here’s how it works:
Using a short, confidential assessment, Spring Health develops a personalized care plan for each employee, giving them access to:
unlimited mental and emotional assessments
a licensed Spring Health Care Navigator
three therapy sessions, either virtual or in-person
on-demand self-help exercises
There is no additional cost for employees to access these services. Employees will be responsible for the out-of-pocket costs associated with therapy visits in excess of the three covered sessions.
Employees will need to register with Spring Health to access these services.
Learn more about how to access these benefits with Vensure Employer Services PEO here.
Our comprehensive Employee Assistance Program, available through ComPsych, provides you and your family members with confidential, personal, and web-based support on a wide variety of important and relevant topics — such as stress management, dependent/elder care, nutrition, fitness, and legal and financial issues.
Download the flyer to learn more.
At Guardian, we understand that many employees also juggle caregiving responsibilities outside of work. That’s why we’ve partnered with Wellthy to help provide complimentary caregiving support services as part of the disability benefit provided by your employer. Tailored to your needs, you’ll have access to the support you need to help tackle any caregiving challenge you might face, while also being able to stay on top of your own physical, mental, and emotional wellness.
Download the flyer to learn more
1 Investopedia, Top 5 Reasons Why People Go Bankrupt, March 2021
2 Spendmenot.com Medical Bankruptcy Statistics, May 2022
3 The child must be insured by the plan on date the accident occurred, and the child must be 18 years of age or younger.
4 Lump sum payments, wellness benefits and hospitalization benefits are optional plan choices determined by your employer.
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
Guardian's Accident, Cancer, Critical Illness, Hospital Indemnity, Disability, Dental, Vision and Life Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form #s: GP-1-ACC-18; GP-1-CAN-IC-12, et al; GP-1-LAH-12R; GP-1-CI-14; GP-1-HI-15; GP-1-LTD-15; GP-1-STD-15; GP-1-DG2000, et al; GP-1-DEN-16; DG7-P; GP-1-GVSN-19; GP-1-LIFE-15. The state approved form is the governing document.
Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.
Additional eyewear benefits discussed herein are provided by XP Health, Inc., d/b/a XP Health (“XP Health”), 969 Industrial Rd. Suite A, San Carlos, CA, 94070. XP Health is not an insurance benefit. Insured products are offered by the Guardian Life Insurance Company New York, NY. (“Guardian”) which has a financial interest in XP Health. XP Health may not be offered through Guardian in all states.
Mental wellness benefits discussed herein are provided by Spring Care, Inc., d/b/a Spring Health (“Spring Health”), 251 Park Avenue, South, 6th Floor, New York, NY 10010. Spring Health is not an insurance benefit. Insured products are offered by The Guardian Life Insurance Company, New York, N.Y. (“Guardian”) which has a financial interest in Spring Health. Spring Health may not be offered through Guardian in all states.
The Employee Assistance Program is provided by ComPysch, and its contractors. The Guardian Life Insurance Company of America (Guardian) does not provide any part of the Employee Assistance Program. Guardian is not responsible or liable for care or advice given by any provider or resource under the program and services. This information is for illustrative purposes only. It is not a contract. Only the Administration Agreement can provide the actual terms, services, limitation content and exclusions. Guardian and ComPysch reserve the right to discontinue the Employee Assistance Program at any time without notice. Legal services will not be provided in connection with or preparation for any action against Guardian, Uprise Health, or your employer. The Employee Assistance Program is not an insurance benefit and may not be available in all states.
Wellthy, Inc. (“Wellthy”) is a vendor to The Guardian Life Insurance Company of America (“Guardian”). Wellthy and Guardian are not affiliated entities. Wellthy provides a care coordinator to integrate separately retained caregiver resources (e.g., senior care, childcare, etc.) for the benefit of a member or their permitted dependents. (“Services”). Guardian does not control or provide any part of the Services and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Guardian and Wellthy reserve the right to discontinue Services at any time without notice. Services may not be available in all states. ©2024 The Guardian Life Insurance Company of America.