Simply put, accident insurance can help cover out-of-pocket healthcare costs


You’d be surprised by what you might have to pay for before health insurance kicks in. With many employees using health plans that carry out-of-pocket expenses like deductibles and co-insurance, the cost of an unexpected accident like an ankle sprain or broken bone can really add up, and put an unwelcome dent in their savings.

Still wondering if accident insurance is really worth it? Watch this video:

That’s where accident insurance can really help to save the day – and your employees’ savings. It pays a lump sum after an accident, so there’s money to help cover any costs that come with it. The best part is you can offer accident insurance at no additional payroll cost  – so your employees and your bottom line can benefit.

Interested in accident insurance for your benefits package? Talk to your broker, or request a quote now.

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“73% of employers who add voluntary benefits do so to add value to their workforce.” Source: "Benefits Optimization," 9th Annual Guardian Workplace Benefits Study, 2020

“62% of all personal bankruptcies are related to medical bills.” Source: Medical Bankruptcy: Still Common Despite the Affordable Care Act, American Journal of Public Health (AJPH), March 2019.

“There are 35 million injury-related ER visits each year.” Source: Centers for Disease Control, 2018.

Guardian's Accident Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. This policy provides Accident insurance only. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE – THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS. Policy Form #GP-1-AC-BEN-12, et al.

GUARDIAN® is a registered service mark of The Guardian Life Insurance Company of America®
This advertising content is not currently intended for anyone in the state of New Mexico.

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