Kelly: Welcome back to “Simply put.” I’m Kelly from Guardian, here to answer your questions about Voluntary Benefits – in terms we can all understand.
Today we’re joined by Dan in St. Louis. Hey, Dan, what’s going on?
Dan: (Dan’s lying down looking up a FaceTime on his phone): Uh hang on, hang on guys.
Oh…hi! Hey, Kelly. I had a quick question about Hospital Indemnity Insurance?
Kelly: Ah, in-dem-ni-ty insurance. That’s a tongue twister. Luckily, it’s not a mind twister. Shoot.
Dan: So, I heard it covers all sorts of things that your health insurance might not, So, like… um, what, exactly?
Kelly: Well, Dan, simply put, hospital in-dem-ni-ty insurance is just … hospital insurance. It helps cover expenses associated with a hospital stay if you suddenly become sick or injured. It could help pay your healthcare deductible or co-insurance payment. Or childcare expenses. Or the cost of travel to and from the hospital.
Best of all, it’s money that’s paid directly to you – so you can use it for anything you like.
Dan: Wow, ok. So, you said travel to the hospital. So say, in a ride share van … Because you, have to lie down… because you might have thrown your back out doing the “Renegade” dance on social media? (Alt: “…on YouTube?” or “…on Social Medial?”)
Kelly: … the what?
Dan: (shakes head, shaking it off) … never mind. So, travel’s covered?
Dan: Awesome. Ok guys, she says we’re good! (Looking off camera, gives a thumbs up)
We’re good to go! Let’s do this. (He is lifted up on sports injury back board, up and off camera.)
Kelly: Annnnd … feel better, Dan. (Looks at her iPhone. We see inset video of Dan’s rendition of “The Renegade” on TikTok.) Actually, he’s pretty good.
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