Video transcript - The importance of mutuality

At Guardian, the focus is, and always has been on our policyholders and providing the financial stability they’re looking for their families. 
Caring for our policyholder is at the center of our business We put people at the heart of all we do so that we can help protect what matters most to you. How you share in the financial success of the company is an important part of this view and the essence of our mutuality. At stock life insurance companies the focus may be on meeting quarterly projections so that bondholders and stockholders can benefit from the company’s profits in the form of company shares. In a mutual company, like Guardian, policyowners share directly in the company’s profits through its dividend. 
A mutual company’s history of paying dividends can be an indicator of its financial strength and stability. At Guardian, our long-term vision on financial stability has allowed us to weather market volatility and unexpected events across many decades while paying dividends every year since 1868.
Which is in line with our mission to be here to meet our commitments to you today, and far into the future. As one of the largest mutual insurance companies, we know what matters most: putting the needs of our customers first. Because everyone deserves a Guardian.