1 The Council for Disability Awareness, 2019

2 Guardian’s Rule of Thumb based on experience and may not be appropriate for a wide audience. It may not apply universally to every individual and their unique set of circumstances.

Guardian’s Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. This policy provides disability income insurance only.  It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. Plan documents are the final arbiter of coverage. This advertising content is not currently meant for anyone in the State of NM.GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America®. ©Copyright 2021 The Guardian Life Insurance Company of America. Short Term Disability Policy Form #GP-1-STD-15; Long Term Disability Policy Form #GP-1-LTD-15.

2021-121210 20230731