Employees experiencing unexpected health challenges need support – not mounting bills, paperwork, and stress. Offering supplemental health insurance can be an affordable way that your clients can help.
Guardian offers a full suite of supplemental health benefits, including:
While these products are available individually, real value and convenience can take shape when employers offer a full suite of supplemental health benefits. With Guardian as your carrier of choice, your clients can count on simple, affordable value that helps you create productive, lasting relationships.
Streamlined implementation. A single point of contact to help ensure benefits are ready when your clients are ready to have employees enroll.
Personalized enrollment strategies. Our approach educates and engages employees in the ways they prefer, so they can understand the value of the supplemental health offerings you are delivering to clients. Guardian offers multiple options to help employees feel confident about their benefits decisions—from one-on-one counseling to self-guided online tools, and more.
A proactive approach to claim settlement. When a short-term disability, accident, cancer, critical illness, or hospital indemnity claim comes in, we automatically look across all supplemental health coverages that could apply — no additional questions or paperwork required. We’ll process the claim with all other coverages that apply, then deliver all the qualifying benefits to the employee in one check.
No matter how many Guardian supplemental health benefits you offer, your clients benefit from the simplicity of our system. We make benefits administration easier with:
- One dedicated client service team focused on understanding your clients’ needs
- One intuitive self-service portal with easy access to reports, eligibility and billing information, claims forms, and more
- One customer service number where your clients can reach our knowledgeable and compassionate service representatives for assistance
- One EDI file accepted for all Guardian products, resulting in a quicker setup process that helps save money