Henry Kaiser Family Foundation, Health Costs, 2019

Bankrate Money Pulse Survey, Jan. 5-8, 2017

Guardian; How to cope with health care uncertainty, 2019

The Rainy Day Fund does not apply to benefits without frequency limitations, or Wellness claims. Covered benefits include: air ambulance, ambulance, blood/plasma/platelets, chiropractic visits, diagnostic exam (major), doctor follow-up visits, emergency dental work, epidural anesthesia pain management, eye injury, family care, fractures, gunshot wound, hospital confinement, hospital ICU confinement, joint replacement, knee cartilage, lodging, outpatient therapies, rehabilitation unit confinement, ruptured disc with surgical repair, surgery (cranial, open abdominal, thoracic, hernia), surgery (exploratory and arthroscopic), transportation, and x-ray. Automatic Increase Option: Covered person must be insured under the certificate for 12 consecutive months before the first adjustment is applied. Does not apply to disability, hospital confinement due to sickness, and wellness benefit.  Guardian's Accident Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY.  Products are not available in all states.  Policy limitations and exclusions apply.  Optional riders and/or features may incur additional costs.  Plan documents are the final arbiter of coverage.  This policy provides Accident insurance only.  It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE –THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS. 2019-80511 (6/21)

This advertisement content is not currently meant for anyone in the State of NM.

 Henry Kaiser Family Foundation, Health Costs, 2019

Bankrate Money Pulse Survey, Jan. 5-8, 2017

Guardian; How to cope with health care uncertainty, 2019

The Rainy Day Fund does not apply to benefits without frequency limitations, or Wellness claims. Covered benefits include: air ambulance, ambulance, blood/plasma/platelets, chiropractic visits, diagnostic exam (major), doctor follow-up visits, emergency dental work, epidural anesthesia pain management, eye injury, family care, fractures, gunshot wound, hospital confinement, hospital ICU confinement, joint replacement, knee cartilage, lodging, outpatient therapies, rehabilitation unit confinement, ruptured disc with surgical repair, surgery (cranial, open abdominal, thoracic, hernia), surgery (exploratory and arthroscopic), transportation, and x-ray. Automatic Increase Option: Covered person must be insured under the certificate for 12 consecutive months before the first adjustment is applied. Does not apply to disability, hospital confinement due to sickness, and wellness benefit.  Guardian's Accident Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY.  Products are not available in all states.  Policy limitations and exclusions apply.  Optional riders and/or features may incur additional costs.  Plan documents are the final arbiter of coverage.  This policy provides Accident insurance only.  It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE –THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS. 2019-80511 (6/21)

This advertisement content is not currently meant for anyone in the State of NM.