NEW YORK, November 13, 2019 – The Guardian Life Insurance Company of America (Guardian®), a leading national provider of life and disability insurance, employee benefits, and dental insurance, today announced its Board of Directors approved a $982 million dividend allocation to its individual life policyholders in 2020. This amount is greater than last year's allocation and is the highest in the Company's history. The Dividend Interest Rate, which is the investment component of the dividend, will be 5.65% in 2020.

“At Guardian, our mission as a mutual company is to put our policy owners’ interest first, as we have since our founding 160 years ago,” said Guardian’s President and Chief Executive Officer Deanna M. Mulligan. “Guardian’s long-term strategy is aimed at keeping our promises, so managing the company’s financial strength as we take care of our customers is paramount.” 

Guardian continues to receive high rankings for its financial strength from ratings agencies across the board. The dividend is the result of Guardian’s strong business performance in 2019 and focus on delivering an exceptional consumer experience for which the company has received numerous industry awards from DALBAR and J.D. Power. Guardian Life has been recognized by J.D. Power for providing “An outstanding customer service experience” for phone support*.

“Our 2020 dividend reflects Guardian’s strong commitment to our customers and helping them prepare for what the future brings,” said Guardian’s Executive Vice President of Individual Markets, Enterprise Strategy and Customer Development Andrew McMahon.

This video can help you learn more about dividends.


About Guardian

Every day, Guardian provides Americans the security they deserve through our insurance and wealth management products and services. Since our founding in 1860, our long-term view has helped our customers prepare for whatever life brings whether starting a family, planning for the future or taking care of employees. Today, we're a Fortune 250 mutual company and a leading provider of life, disability, dental, and other benefits for individuals, at the workplace and through government sponsored programs. The Guardian community of 9,500 employees and our network of over 2,700 financial representatives is committed to serving with expertise when, where and how our clients need us. Our commitments rest on a strong financial foundation, which at year-end 2018 included $8.5 billion in capital and $1.6 billion in operating income. For more information, please visit  or follow us on Facebook, LinkedIn, Twitter and YouTube.


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Ana Sandoval

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The Guardian Life Insurance Company of America, New York, NY. Guardian® is a registered trademark of The Guardian Life Insurance Company of America.

Dividends are not guaranteed. They are declared annually by Guardian’s Board of Directors. The total dividend calculation includes mortality experience and expense management as well as investment results.

Financial information concerning Guardian as of December 31, 2018, on a statutory basis: Admitted Assets = $58.5 Billion; Liabilities = $51.3 Billion (including $44.3 Billion of Reserves); and Surplus = $7.2 Billion.

© Copyright 2019 The Guardian Life Insurance Company of America.

*J.D. Power 2019 Certified Customer Service ProgramSM recognition is based on successful completion of an evaluation and exceeding a customer satisfaction benchmark through a survey of recent servicing interactions. For more information, visit