^1,4,7,8,9 https://www.guardianlife.com/reports/mind-body-wallet

² https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/benefits-are-often-an-afterthought-during-recruitment.aspx

³ https://www.pwc.com/us/en/private-company-services/publications/assets/pwc-financial-stress-and-bottom-line.pdf

⁵ https://www.guardianlife.com/life-insurance/study/protecting-those-we-love

⁶ https://www.guardianlife.com/disability-insurance/study/financial-wellness/role-of-disability-insurance

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