Why choose Guardian for your accident insurance


Accidents can happen. And if one happens to you, your medical insurance will only cover some of the costs. Fortunately, Guardian Accident Insurance can help you to cover the rest.


In the event of an accident, Guardian Accident Insurance will pay you a cash benefit for every covered expense – from x-rays to ambulance service – regardless of what is paid by your medical insurance. Benefits are paid directly to you and you are free to use them to cover whatever expenses you deem fit.


For example, you can use your benefits to pay for child care during your recovery; household expenses such as rent, mortgage or food; injury-related modifications to your home or auto; medical co-payments, deductibles and out-of-pocket costs and more. 


In addition, Guardian offers an Enhanced Child Organization Benefit, which increases benefits by 20% if a covered dependent child (aged 18 years old or younger) is injured while participating in an organized sport.*


Learn more about how Supplemental Insurance works to help manage healthcare costs.



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