Let’s find what’s right for your finances

The sooner you create a financial strategy, the better off your future may be. Whether you want to start building wealth or boost your savings for retirement, there’s no better time than now to figure out what’s right for you. Here are some ways we can help:

Annuities to create retirement income

While you might already have a 401k, pension or IRA, a retirement annuity is an extra source of income that can help you live more and worry less. We offer a variety of annuity options:

Immediate annuities

If you’re nearing retirement, consider income annuities. They can provide a guaranteed income stream that you can start benefitting from immediately.

Fixed annuities

Grow your retirement savings with a guaranteed and steady rate of return. A fixed annuity may be a good choice for those thinking ahead.

Variable annuities

Another option is to earn tax-deferred savings with a variable annuity. It may also be a good fit for building your retirement savings in advance.

Invest your money for the future

The right long-term investment strategy can go a long way to helping you achieve your financial goals. Everyone’s needs are different, but we offer personalized advice to fit your needs.

Park Avenue Securities

Our financial professionals at Park Avenue Securities offer a wide range of investment solutions. We can help you determine the right strategy for you.

Want to talk about your options?

Speak with a financial representative

If you’re ready to make a plan for your future, we’re ready to connect you with a financial representative who can assist you.

Find a representative

We’re here if you need help

Do you have questions about planning your financial confidence or about Guardian? Don’t hesitate to contact us. We’re here for you.

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Disclaimer

The information provided herein is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any federal tax penalties. This information supports the promotion and marketing of this annuity. 

Current tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the particular set of facts and circumstances. Entities or persons distributing this information are not authorized to give tax or legal advice. Individuals are encouraged to seek specific advice from their personal tax or legal counsel. 

Insurance products are offered through a licensed/registered bank or broker/dealer (financial institution), but underwritten by insurance companies. All guarantees mentioned on this site are guarantees of the insurance company and not guarantees of the financial institution. 

Annuity guarantees are backed exclusively by the strength and claims-paying ability of The Guardian Insurance & Annuity Company, Inc. (GIAC).

Contract provisions and investment options vary by state.

Annuities are issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation. Individual variable annuities are distributed by Park Avenue Securities LLC (PAS). GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America (Guardian). PAS is a wholly owned subsidiary of Guardian. Guardian, GIAC, and PAS are located at 10 Hudson Yards, New York, NY 10001.

There is no additional tax deferral benefit for annuity contracts purchased in an IRA or other tax-qualified plan, since these are already afforded tax-deferred status. Thus, an annuity should only be purchased in an IRA or qualified plan if you value some of the other features of the annuity and are willing to incur any additional costs associated with the annuity to receive such benefits.

Variable annuities are long-term investment vehicles that involve certain risks, including possible loss of the principal amount invested. The investment return and principal value may fluctuate so that the investment, when redeemed, may be worth more or less than the original cost. Withdrawals of taxable amounts will be subject to ordinary income tax and possible mandatory federal income tax withholding. If taken prior to age 59½, a 10% IRS penalty may also apply. Withdrawals affect the variable annuity’s death benefit, cash surrender value and any living benefit and may also be subject to a contingent deferred sales charge.

PAS: member FINRASIPC

Not a Deposit | Not FDIC or NCUA Insured | May Lose Value | No Bank or Credit Union Guarantee

Annuities Disclosure for Park Avenue Securities

This material is intended for general public use. By providing this material, Guardian is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation. 

 

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