Accident insurance for unexpected injuries

Accident insurance is protection that covers injury-related costs that your primary medical care might not cover. It’s money you can use to pay things like medical bills and insurance deductibles.

Find out more

Consider learning about:

Individual coverage

We offer accident insurance you can buy online to get covered fast. It may be a good option if you’re not offered accident insurance through work.

Coverage for employees

If your employer offers Guardian accident insurance, we can help you better understand how our plans will help you.

Critical illness insurance for unexpected illness

Critical illness insurance can help offset the costs that come with a serious illness. It supplements your primary medical care coverage, helping you pay for things they might not cover.

Find out more

Consider learning about:

Individual coverage

We have critical illness insurance that you can purchase online. It may be a good option if you’re not offered it through work or want coverage quickly.

Coverage for employees

If your employer offers Guardian critical illness insurance, we can help you better understand how our plans will help you.

Disability income insurance for your paycheck

If something happens and you’re too ill or injured to work, disability income insurance can protect a portion of your income. Individual coverage may be right for you.

Find out more

Consider learning about:

Individual disability insurance

Coverage that helps protect your income, so you can continue to get paid. It can also supplement the long-term disability coverage you receive through work.

We offer options for businesses too

Great businesses are invested in their employees health. If you own a business and want to protect your employees, we offer a variety of insurance options that put their well-being first

Find out more

Consider learning about:

Disability insurance

Disability insurance pays your employees if they’re too sick or injured to work. It doesn’t just protect their paycheck, it protects you too.

Accident insurance

Our accident insurance protects your employees in over 40 ways, helping them pay injury-related costs their primary health insurance won’t cover.

Critical illness insurance

Our critical illness insurance helps seriously ill employees pay their expenses, and it works with your current medical and disability offerings.

Supplemental benefits

We offer supplemental accident, critical illness, cancer and hospital indemnity insurance benefits that help your employees offset unexpected costs.

Want to talk about your options?

Speak with a Guardian representative

If you’re ready to create a plan for your business, we can connect with you to answer any questions you have on offering Guardian’s group coverage to your employees.

Contact us

Buy insurance for yourself today

We offer dental, accident, critical illness and pet insurance that you can buy online. See our plans and how much they’ll cost.

Visit Guardian Direct

 

feature
Buy insurance online now
Visit Guardian Direct
feature
Find a financial representative near you
Go now

Disclaimer

Guardian's Accident Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. This policy provides Accident insurance only. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE –THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS. Policy Form # GP-1-AC-BEN-12, et al.

Guardian's Critical Illness Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. This policy provides limited benefits health insurance only. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. Policy Form # GP-1-CI-14.

Guardian’s Group Short Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. Plan documents are the final arbiter of coverage. Policy Form # GP-1-STD-15.

Individual dental insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries. Products are not available in all states. Policy limitations and exclusions apply.

Individual accident insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York. Products are not available in all states. Policy limitations and exclusions apply.

Individual Critical Illness insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York. Products are not available in all states. Policy limitations and exclusions apply.

The Guardian Life Insurance Company does not own or operate Pets Best. These products are provided through a third party arrangement between Guardian and Pets Best.

Pets Best underwrites, issues and administers its own products through its underwriters, American Pet Insurance Company and Independence Insurance Company.
Guardian assumes no responsibility for non-Guardian products or services offered by Pets Best.

This advertisement content is not currently meant for anyone in the State of NM.

#2018-70097 - Exp. 12/20

2018-70097