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Dental FAQs
Can I cancel my dental plan at any time?
Does my dental plan have limitations or exclusions?
How do I know if my dentist is in the Guardian network?
Do I need to fill out a dental claim form?
Can I see any dentist I want with a DHMO plan?
Can I request a preauthorization/predetermination from my dentist?
What does PPO mean and how does a PPO plan work?
Will my dental premium amount change?
How do I renew my dental PPO plan annually?
What is the difference between in-network and out-of-network dentists?
How long will it take for my Dental claim to be processed?
How do I change my dentist?
What does DHMO mean and how does a DHMO plan work?
What is the difference between "copayment" and "coinsurance"?
How do I find an in-network dentist?
How can I obtain a list of participating Dentists?
Does my whole family have to use the same dentist?
How do I renew my Dental DHMO plan annually?
What's the maximum benefit for Guardian Direct PPO Dental Plan?
When will my coverage start? How soon can I use my benefits?
No waiting period for basic care
Which benefits can I access as soon as my coverage starts?
Does no waiting period for preventive and basic care apply to all states?
Which plans are included?
Why were these changes made?
I already have a Guardian dental plan I bought online, but I’m still within my 6-month waiting period. Does this apply to me?
I have an insurance policy with Guardian, but it’s not dental. Does this apply to me?
Will my premium change?
Can I still cancel any time?
What about waiting periods for implants, orthodontia, or teeth whitening?
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