References:

1 Guardian DTL Brief Ounce of Prevention Study 2019, accessed 13 Oct 2021, https://www.guardianlife.com/dental-insurance/benefits

2 https://www.guardianlife.com/dental-insurance, accessed Mar. 2022

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Individual Dental Insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries. Products are not available in all states. Policy limitations and exclusions apply. The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state. Please refer to your policy for a complete list of limitations and exclusions. In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control. This policy provides DENTAL insurance only. Policy Form IP-DEN-16 ET. AL.; IP-DEN-20;ET.AL,  FLORIDA Policy Form IP-1-MDG-DHMO-FL-OFF-17, NEW YORK Policy Form IP-MDG-NY-FP-OFF-1721; IP-MDG- NY-EHB-OFF-21,TEXAS Policy: IP-1-MDG-DHMO-TX-17, ILLINOIS Policy: IP-FCW-DHMO-IL-21

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