That is why Guardian is offering the College Tuition Benefit. It is a rewards-based program offered through your employer that provides a simple and effective way for you to save for sending a child or loved one to college.

The more types of qualifying insurance products you have that include the College Tuition Benefit, the more rewards you can accumulate.

"Very easy to use and great list of colleges. My niece got nearly $7,000 off tuition at her top school of choice" *

Kathy M. - Northern NJ

Rewards can add up fast!

Here’s how it works:

  • Members enrolled in Guardian plans with College Tuition Benefit earn 2,000 Tuition Reward Points annually, per qualifying product purchased.
  • Each Tuition Reward Point equals $1 in tuition reduction.
  • Guardian Dental members receive a bonus of 2,500 Tuition Reward Points after year four.
  • Rewards increase each year, never expire and members keep them forever.
  • Tuition Rewards can be used at over 420 participating private colleges and universities nationwide.
  • Members can allocate rewards to their children, grandchildren, nieces, nephews, Godchildren and stepchildren, too.

Get a step closer to your college savings goals with the College Tuition Benefit Program.

Contact your Human Resources or Employee Benefits Representative for more information.


The Tuition Rewards program is provided by SAGE CTB, LLC. Guardian does not provide any services related to this program. SAGE CTB, LLC is not a subsidiary or an affiliate of Guardian. Guardian reserves the right to discontinue the College Tuition Benefit program at any time without notice. The College Tuition Benefit is not an insurance benefit and may not be available in all states.

*These are personal views and may not represent the experience of others. The information presented should not be used as the basis for any decision making. 

College Tuition Benefit is available for qualifying Guardian Dental, Guardian Vision, Hospital Indemnity, LTD, STD, Life, Critical Illness, Cancer and Accident insurance.

Guardian® is a registered trademark of The Guardian Life Insurance Company of America. © Copyright 2021 The Guardian Life Insurance Company of America, New York, New York.

2021-120636 20230630