Create the retirement you want
Everybody’s different, but in retirement, everyone needs income. An income annuity creates guaranteed cash flow. Take a look at immediate annuities if you need income right away. If you have time, deferred income annuities might suit you better. It’s your future. We can help you find the one you want.
Immediate Annuities: Income Now
Remember all that money you’ve been saving for retirement? Ever think about what you’re going to do with it once you stop working? Consider a way to provide yourself with income for the rest of your life.
An immediate annuity provides a stream of income, or annuity payments, to you from a single lump-sum that you give to an insurance company when you buy the annuity contract. The insurance company, in turn, makes payments to you for a set amount of time, or for the rest of your life – depending upon your preferences. These payments are guaranteed by the insurance company to last for the time period you’ve chosen. It’s important to pick a reputable insurance company that you can count on.
Deferred Income Annuities: Build a Future Income Stream
How long is it before you plan to retire? If you’re investing, a lot can happen to your savings during this waiting period, such as negative or flat market returns. Plus, there can be a temptation to deplete your savings in other ways.
Consider a Deferred Income Annuity, which allows you to use today’s savings to help remove these risks from your retirement plan. You can also count on a guaranteed lifetime income, starting when you’ll need it the most – retirement. The income can last for your lifetime and a loved one’s lifetime, if desired.
The information provided herein is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any federal tax penalties. This information supports the promotion and marketing of this annuity.
Current tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the particular set of facts and circumstances. Entities or persons distributing this information are not authorized to give tax or legal advice. Individuals are encouraged to seek specific advice from their personal tax or legal counsel.
The Guardian Guaranteed Income AnnuitySM and Guardian SecureFuture Income AnnuitySM are service marks of and are issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation whose principal place of business is 7 Hanover Square, New York, NY 10004 (800) 221-3253.
GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America.
Product availability and features may vary by state.
Annuity guarantees are backed exclusively by the strength and claims-paying ability of The Guardian Insurance & Annuity Company, Inc. (GIAC).
For more information about The Guardian Guaranteed Income AnnuitySM, Guardian SecureFuture Income AnnuitySM
or to obtain an illustration of annuity payments, please contact your financial professional or call GIAC at (800) 221-3253.
This material is intended for general public use. By providing this material, Guardian is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.