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Why Guardian


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As one of the largest mutual insurance companies—operating for more than 150 years in the U.S.—Guardian possesses many attributes which makes us a particularly viable employer for you to consider during your career search.

Guardian is a thriving enterprise which enjoys ongoing growth, as is evident by our exemplary ratings from four major credit rating organizations— A.M. Best, Standard & Poor’s, Moody’s, and Fitch.* Even during a recession, Guardian was the only major life insurance company upgraded by two ratings agencies in 2008.

As a mutual company, Guardian operates solely for the benefit of its participating life policyholders, who share in the company's performance through the payment of annual dividends.1 Unlike stock-based companies, there are no outside stockholders to share in the profits, so Guardian is not subject to the short-term demands of Wall Street.

Financial Highlights as of 12/31/10 (statutory basis):
Admitted Assets: $33.1 billion
Liabilities: $28.7 billion (with $25.1 billion of reserves)
Surplus: $4.4   billion

* Ratings as of June, 2011

1 Dividends are not guaranteed. They are declared annually by Guardian's Board of Directors