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Individual Products and Distribution


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Guardian’s Individual Products Distribution (IPD) line of business protects individuals, small business owners, and their employees with life, disability income, and long-term care products. IPD also helps clients save for retirement through 401(k) plans, annuities, mutual funds and other investments through our subsidiary, Park Avenue Securities. These products are sold through a distribution system that deploys product wholesalers to reach more than 80 General Agencies, 3,000 career Financial Representatives, and appointed brokers. Retirement products, specialty risk products, and mutual funds are sold through supplemental channels, and are also offered through other broker dealers.