$30,000
The average cost of a three-day hospital stay.1
~50%
Nearly half (46%) of insured adults report difficulty affording their out-of-pocket health care costs.2
$2,500
Half of all full-time workers have less than that saved for a medical emergency.3
The response: Get employees the benefits they seek, delivered the way they want
Benefits literacy and a great experience are key to employees enrolling, using, and valuing their benefits. That may seem like a lot to take on. But we can help make it easy for you.
Effective education and guidance
We’ll work with you to ensure your employees make informed choices based on their needs and get the most value from their benefits.
Simplified, seamless, integrated experiences
Ease of administration for you: One EDI file, one bill, one place to manage it all. Ease of enrolling and use for your employees. Powered by the latest benefits technology.
Variety and reliability, all in one place
We can help you offer not one, but all your supplemental health benefits. Plus, when you also offer Guardian Group Short Term Disability, you can get an even better claims experience for your employees.
Explore Guardian’s supplemental health insurance offerings
1 "Protection from high medical costs," healthcare.gov
2 “Americans’ challenges with health care costs,” the Kaiser Family Foundation, 2021.
Guardian’s Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. This advertising content is not currently intended for anyone in the state of New Mexico.
1 "Protection from high medical costs," healthcare.gov
2 “Americans’ challenges with health care costs,” the Kaiser Family Foundation, 2021.
Guardian’s Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. This advertising content is not currently intended for anyone in the state of New Mexico.