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Dental
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Life Insurance
Life insurance is an important vehicle for providing financial protection for family and loved ones to help manage expenses in the face of loss. Because 3 in 10 employed individuals in the U.S. rely solely on group life insurance for their coverage needs1 , it is an important cornerstone to any company's benefits offering.
Employee demographics vary from company to company — and so will the life insurance benefit needs of each business. Guardian offers a range of flexible, creative plans to help safeguard against uncertain futures:
 | Basic Life
Offered on a non-contributory, contributory, and voluntary basis, our basic life plans can be customized to meet both companies' bottom lines and the needs of their employees. Guardian offers a range of value-added options, including:
| - | Waiver of Premium (continuation of insurance while waiving payment of premium for employees who become totally disabled) |
| - | LifeAssist (added financial security for employees who suffer a severe disability) |
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| Accidental Death & Dismemberment (AD&D)
Guardian's AD&D coverage for specific accidental losses can provide basic coverage or be enhanced to provide additional protection in qualifying situations. |
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| Group Universal Life (GUL)
GUL combines permanent life protection coverage with a tax-deferred cash accumulation and flexible premium payments. A range of features such as death benefits, accidental death benefit rider, and dependent riders adapts to employees' needs as they change over time. |
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1 LIMRA International, Group Life Insurance: Factors Affecting Industry Prospects, 2006
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Guardian's Complete Product Portfolio
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Guardian Anytime, our secure website for Group Benefits plans, offers comprehensive self-service capabilities for employers, their employees and our producers.
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