Life insurance is more than just paying premiums to an insurance company and the payment of a death benefit to your beneficiaries. It can also be used to achieve different financial goals. More Life Insurance information.
Your employer may provide disability income insurance. But if the coverage won't provide at least 60% of your income, won't pay benefits up to age 65, and has a waiting period longer than your savings will keep you afloat, you'll probably need private insurance, too. More Disability Insurance information.
Good financial planning is critical in protecting your independence, your assets and your choices. Considering long term care insurance is an important part of that process.
You can create a more certain future for the person in your life with special needs. More on Special Needs.
If you're responsible for evaluating or purchasing employee benefits for your company, you're probably concerned with price, flexible plan design and service. Learn why many discerning companies choose Guardian.
