1 Unless otherwise noted, all data is sourced from Guardian’s 12th Annual Workplace Benefits Study, 2023.

Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice. The Guardian Life Insurance Company of America (Guardian), New York, NY. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America.®

© Copyright 2023, The Guardian Life Insurance Company of America.



1 Unless otherwise noted, all data is sourced from Guardian’s 12th Annual Workplace Benefits Study, 2023.

Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice. The Guardian Life Insurance Company of America (Guardian), New York, NY. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America.®

© Copyright 2023, The Guardian Life Insurance Company of America.