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Why Long Term Care Insurance?
You or your spouse may someday need assistance with the basics of living. The phrase "long term care" is used to describe assistance with daily activities including:dressing, bathing, eating, moving from place to place,and using the bathroom. Long term care can take place at home, in an assisted living facility, in a nursing home,or in the community through special programs, but no matter how or where it takes place, it can be expensive.
Good planning is critical in protecting your independence, your assets and your choices. Considering long term care insurance is an important part of that process. This is especially true for women in the United States who,
according to Real Facts About Money For Women, are living longer than ever before.
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