Health insurance, medical insurance and dental insurance for groups
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| Critical Illness |
Critical Illness coverage
While more and more Americans are beating prevalent illnesses such as cancer, heart attack and stroke, the triumph in health is often met with financial threats. 70% of consumers feel their families would experience financial hardship or stress if they were to suffer a critical illness. 1
Critical Illness coverage helps protect employees financial health as they recover from a serious illness. Even with comprehensive health and disability plans in place, out-of-pocket medical and unanticipated non-medical expenses (travel to treatment centers, lost wages from a spouse taking time off, ongoing household bills on decreased income, etc) add up. To cover additional expenses, most Americans would turn to savings and family first. A second mortgage, credit cards and assistance from friends are other unfortunate backup options.
Guardian offers comprehensive critical illness coverage through the unique pairing of benefits. All benefit payments can be used any way an insured chooses.
Coverage for certain serious illnesses: Lump-sum benefits for six serious illnesses and events: cancer, heart attack, stroke, major organ transplant, kidney failure and coronary artery bypass graft
Coverage for extended hospital stays: Per-diem benefit for hospital stays for all other medical conditions, including injuries.
Coverage for completing routine wellness screenings or procedures
Our enhanced services and support for enrollment helps ensure employees take advantage of this increasingly valuable employee benefit.

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