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November 14, 2006
The Guardian Insurance & Annuity Company, Inc. Wins DALBAR Seal of Excellence for Transaction Processing
| For media inquiries, contact:
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Jennifer McClellan
Manning, Selvage & Lee
Tel: 212.468.3554
Fax: 212.468.3654
Jennifer.McClellan@mslpr.com
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| Anayo Afolabi
The Guardian Life Insurance Company of America
Tel: 212.598.8329
Fax: 212.919.2790
anayo_afolabi@glic.com
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NEW YORK, November 14, 2006 — The Guardian Insurance & Annuity Company, Inc. (GIAC) announced today that DALBAR, Inc. has awarded the company with the DALBAR Seal of Excellence for Transaction Processing for the second year in a row. The DALBAR Seal is only awarded to those firms that consistently exceed customer expectations for service levels.
Before awarding the seal, DALBAR audited over 2,000 of Guardian Group Pensions' clients, reviewing GIAC's ability to effectively process contributions, distributions, and basic account maintenance for qualified retirement plans that use The Guardian Advantage® as their funding vehicle. The results of these tests indicate that Guardian Group Pensions successfully meets the needs of their clients and is outstanding in:
 | Processing transactions efficiently and accurately |
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| Timely responses to errors |
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| Proactively keeping clients informed of any outstanding issues |
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| Overall client satisfaction |
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By earning the DALBAR seal, GIAC has proven its continuous dedication to providing plan sponsors and participants exemplary service. GIAC seamlessly processes transactions, a critical part of maintaining a qualified retirement plan.
"Group Pensions commitment to service is most important in the day-to-day aspects of our operations," said Dennis P. Mosticchio, Senior Vice President, Group Pensions. "We are extremely proud of our results and are serious about continuing to exceed customer expectations."
About DALBAR, Inc.
A leading financial-services market research firm, continues its nearly three-decade commitment to raising the standards of excellence in the financial services industry. With offices in the US and Canada, DALBAR develops standards for, and provides research, ratings, and rankings of intangible factors that influence the overall customer-service experience in the mutual fund, broker/dealer, managed account, retirement plan, life insurance and property and casualty insurance industries. Such factors include print communications, Internet, interactive voice response, call center, and financial-professional touch points. www.dalbar.com
About GIAC
The Guardian Advantage® is a group variable annuity contract issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation whose principal place of business is 7 Hanover Square, New York, NY 10004. GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America, New York, NY. The variable investment options offered through GIAC's variable annuities are sold by prospectus only.
The prospectuses contain important information including risks, fees and expenses. Be sure to read the prospectuses carefully before investing or sending money. You should consider the investment company's investment objectives, risks, fees and charges carefully before investing. Prospectuses contain this and other important information and can be obtained from your financial professional or by calling 800-799-4015.
Variable annuities, along with their underlying investment options, are not deposits or obligations of, or guaranteed or endorsed by, any bank or depository institution, nor are they insured by the Federal Deposit Insurance Corporation (FDIC), The Federal Reserve Board, the National Credit Union Association or any other agency. They involve investment risk, including possible loss of the principal amount invested. Investment return and principal value may fluctuate so that shares, when redeemed, may be worth more or less than their original cost.
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