Guardian is the fourth-largest mutual life insurance company in America. We are proud of our mutual status, because it's a powerful difference between Guardian and many other financial services companies. Our total focus is on the care and well-being of our policyowners — not Wall Street.

Stock companies may be under pressure to maintain short-term earnings to please investors and the markets, and are often swayed by the "conventional wisdom" of the moment. At Guardian, we plan and manage for the long term rather than simply for the immediate. We work hard to ensure our financial strength so that the promises we make to you now will be met in the future. As a result, we have been able to consistently provide low costs on ordinary life coverage, while maintaining an outstanding record of dividends year in, year out.

Over the course of our history, Guardian's commitment to mutuality and financial strength has made us a Fortune 300 company, and one that is uniquely focused on the needs of our customers and their long-term interests. It's a way of doing business that has proven to be productive and profitable, and a standard we intend to keep living up to for many years to come.