As a mutual company, we believe it is our responsibility to maintain Guardian's strength and stability, year in and year out. That is what enables us to continue fulfilling our promises to our policyowners. We measure our success by the value we provide our customers over the long term.

This is not always the case with publicly owned insurance companies. They are often forced to choose between decisions that are in the best interest of their shareholders, and those that will drive short-term profits for investors.

We continue to believe in the power of our mutuality, and are committed not only to maintaining it, but also to maximizing the strength and advantage it provides us and, more importantly, our policyowners.