Remember all that money you’ve been saving for retirement? Ever think about what you’re going to do with it once you stop working? Consider a way to provide yourself and your spouse with income for the rest of your life with an immediate annuity.

An immediate annuity provides income (annuity payments) to you from a single premium payment made to the issuing insurance company in return for the annuity contract. The issuing insurance company, in turn, will make annuity payments to you for a set amount of time (period certain) or for the rest of your life (life option), as you elect. The annuity payments are guaranteed by the insurance company to last for the amount of time you choose, so it is important to choose a product from a reputable and stable insurance company.

Why choose The Guardian Guaranteed Income Annuity^SM?

Single Premium Payment	With just one premium payment, you can set up a guaranteed Income source for as long as you want — even for the rest of your life.
Guaranteed Income	The Guardian Guaranteed Income Annuity can provide a guaranteed stream of income for a chosen period of time, from 5 years to the rest of your life. And the payments will never decrease — regardless of economic conditions or market performance.
Flexible Payments	You may receive the annuity payments on the schedule you choose: on a monthly, quarterly, semi-annual, or annual basis. (Please note: a payment schedule, once selected, may not be changed during the life of the annuity.)
Increase Your Payments	The Guardian Guaranteed Income Annuity can be purchased with an option at no additional cost that will systematically increase your annuity payments each contract year by a simple interest amount of 3% or 5%; however, your initial annuity payments during the beginning years will be lower than your payments if you purchase the annuity without this option.

To find out if The Guardian Guaranteed Income Annuity is right for you, speak with a Guardian Financial Representative or contact your personal financial representative today.

Strength behind the guarantees

Annuity guarantees are backed exclusively by the strength and claims-paying ability of The Guardian Insurance & Annuity Company, Inc. (GIAC). GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America.