|Security||Along with the guaranteed interest, your principal payment (the initial premium to purchase the annuity) is guaranteed not to be adjusted in any way other than from withdrawals or surrender charges, if any.|
|Tax-Deferred Growth*||The interest you earn during the life of your annuity grows tax-deferred, which means you don’t pay taxes until you withdraw it. This may provide a tax advantage, especially if you begin to make withdrawals when in a lower tax bracket.|
|Compounded Growth||All interest that remains in the annuity also earns interest. This is called compounding growth. This growth can continue for as long as you hold your annuity (subject to age limits).|
|Guaranteed Income||Anytime after the first contract year, the Guardian Fixed Target AnnuitySM can provide a guaranteed stream of fixed income for a specific period of time or for life, if you choose.|
You may withdraw the money in your Guardian Fixed Target AnnuitySM at any time as a single withdrawal or through scheduled payments.** A surrender charge of up to 7% may apply to withdrawals.When a guaranteed interest period matures, you may renew into any available guaranteed interest period or transfer 100% of the annuity’s value into a one-year guaranteed interest period, which allows you to earn interest and take surrender charge free withdrawals, if you want.**
Strength behind the guaranteesAnnuity guarantees are backed exclusively by the strength and claims-paying ability of The Guardian Insurance & Annuity Company, Inc. (GIAC). GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America.
To find out if the Guardian Fixed Target AnnuitySM is right for you, speak with a Guardian Financial Representative or contact your personal financial representative today.
Product availability and features may vary by state.
Principal, stated interest rates and other contract guarantees are guaranteed solely by the strength and claims-paying ability of The Guardian Insurance & Annuity Company, Inc.
For more information about GIAC’s Guardian Fixed Target AnnuitySM or to obtain current initial guarantee period interest rates, please contact your financial representative or call GIAC at (800) 221-3253.
Not a Deposit | Not FDIC or NCUA Insured | No Bank or Credit Union Guarantee