Available in periods of 10, 15, 20, and 30 years, Level Term Life is protection in its purest form. It has a singular purpose — providing financial stability to your beneficiaries in the event of your death during the term period selected. And while it doesn’t provide the kind of cash value accumulation benefits of other types of insurance, like Whole Life , it can fill an immediate need for protection, especially if your budget is limited.
An Affordable ChoiceBecause Level Term simply provides a death benefit for a fixed period of time at a guaranteed premium, it can provide a more affordable option if you’re not yet ready to purchase permanent insurance.
Guaranteed ProtectionWhen you purchase Level Term, you’ll know exactly how much death benefit protection your beneficiaries will receive. Neither market fluctuations nor other economic factors will affect the amount of your death benefit.
Trading Up to Permanent InsuranceGuardian Level Term policies offer you the ability to convert your policy into a Whole Life during the conversion period—without having to undergo additional medical exams or test. This makes Guardian Level Term a great starting point if Whole Life doesn’t yet fit into your financial plan.
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