While most people recognize the value of life insurance, nearly one-third of American households currently don't carry any life insurance at all.1
Ranked 3rd in new life sales2, we provide companies with Group Term plans and options, including voluntary coverage, that help give employees and their families protection against the most difficult circumstances.
Here are some key features of our Basic Group Term Life plans:
|Accelerated Life Benefit||Allows an employee diagnosed with a terminal medical condition to receive up to 50% of his/her group term life benefit to assist with finances.|
|Waiver of Premium||If an insured employee becomes totally disabled prior to age 60, life insurance may be continued without further payment of premium until age 65.|
|LifeAssistsm||Provides critical income to employees who suffer a severe or catastrophic disability.|
|Enhanced Accidental Death & Dismemberment||Available features include day care expense benefits and additional payouts when seatbelts and airbags are used.|
Employees can continue their life coverage through Guardian upon termination of their employment for reasons other than injury, sickness or termination of the policy.
2 LIMRA Year-End Report, 2010.