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Group Critical Illness


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There's a common belief that as long as you have medical and disability income coverage, you can handle the financial impact of a critical illness. But it’s not true.

Several medical expenses related to a critical illness aren’t covered by medical or disability insurance – treatments, doctors’ visits, deductibles, and out-of-pocket expenses.

There are also uncovered non-medical expenses like lost wages, travel, and child care that can really add up and bankrupt even financially healthy families.

Critical Illnesses are common. 9 out of 10 consumers know someone or have a family member who has suffered a critical illness.1 Critical illness can potentially affect virtually every family.

Critical Illness insurance is a valuable employee benefit that can help alleviate the financial burden of a critical illness2:

  • Pays a benefit upon a qualified diagnosis of Critical Illness: heart attack, cancer, stroke, major organ transplant, end-stage renal failure, or coronary artery bypass graft (CABG).
  • Lump sum payments are available from $1,000 to $50,0003.
  • Hospitalization payments are available up to $500 per day due to a non-critical illness such as an accident or injury.

For more information on Guardian Group Critical Illness call your broker or Guardian Group Representative.

1 Guardian Omnibus Study, 2008.
2 Not available in  NY, MN, NH, VT, CT.
3 $20,000 in Florida.