There's a common belief that as long as you have medical and disability income coverage, you can handle the financial impact of a critical illness. But it’s not true.

Several medical expenses related to a critical illness aren’t covered by medical or disability insurance – treatments, doctors’ visits, deductibles, and out-of-pocket expenses.

There are also uncovered non-medical expenses like lost wages, travel, and child care that can really add up and bankrupt even financially healthy families.

Critical Illnesses are common. 9 out of 10 consumers know someone or have a family member who has suffered a critical illness.¹ Critical illness can potentially affect virtually every family.

Critical Illness insurance is a valuable employee benefit that can help alleviate the financial burden of a critical illness²:

• Pays a benefit upon a qualified diagnosis of Critical Illness: heart attack, cancer, stroke, major organ transplant, end-stage renal failure, or coronary artery bypass graft (CABG).

• Lump sum payments are available from $1,000 to $50,000³.

• Hospitalization payments are available up to $500 per day due to a non-critical illness such as an accident or injury.

For more information on Guardian Group Critical Illness call your broker or Guardian Group Representative.