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Leaving a Legacy


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You didn’t get where you are today by accident. You worked. You saved. You invested. You planned. When you get right down to it, creating a lasting legacy for future generations isn’t all that different. You need to carefully plan now to help ensure that after you’re gone, the wealth you’ve accumulated lives on according to your wishes. Along with your advisor, a Guardian Financial Representative can help you devise an effective strategy for safeguarding your estate and making a positive impact on your loved ones, your community, and your world.

Preserving your estate*
After everything you’ve put into acquiring wealth over the years, the last thing you want is for your estate to be splintered after your death. That’s precisely what can happen, however, if you don’t take steps to protect your loved ones from estate taxes. Fortunately, it can be a simple matter to put a solution into place that can keep your estate intact for the next generation — with permanent life insurance, like whole life.  While it won’t prevent estate taxes from being incurred, the death benefit from a whole life policy is tax-free. So what your loved ones lose to estate taxes can be replaced. Easily. Quickly. And effectively.

* Guardian, its subsidiaries, agents or employees do not give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.

Making a difference for future generations
Leaving a gift for those who need it most through charitable giving can help share the benefit of your wealth with many deserving individuals for years to come. But in addition to the good that leaving a sizeable charitable contribution does for the community, it can also reduce your estate’s tax liability, helping obviate the effects of estate taxes on your hard-earned wealth. It’s a generous — and smart — way to make sure the causes and people you care about get the greatest benefit from what you leave behind.