If you were injured and couldn’t work, how would you pay your monthly bills? With a group disability plan, you’d receive benefits until you returned to work.
If you suffered from cancer or a heart attack, would you have enough money to pay all the expenses? Several expenses caused by critical illnesses aren’t covered by a medical plan, so enrolling in a group critical illness plan can help cover these costs.
The bottom line is employee benefits plans provide insurance coverage typically at a lower cost than if you purchased it on your own. Since health issues happen to anyone at any time, protecting yourself and your assets is critical.
To learn more about how Guardian’s plans can help meet your needs, talk to your human resources representative. And to see how much Life & Disability coverage you might need, go to www.aboutemployeebenefits.com.
|Dental||One of the largest networks and flexible plans have made us a dental market leader that gives you choice.|
|Disability||With 95% customer satisfaction, our disability plans protect you and get you back to work quickly. 1|
|Life||Ranked 3rd in new life sales, our plans give you guaranteed life benefits plus value-added features.2|
|Critical Illness||Helps pay for expenses not covered by medical and disability insurance up to $50,000 3 .|
|Vision||With access to the largest provider of eye care coverage, you get choice and savings on exams and materials4.|
|Worksite||You get basic, comprehensive coverage at an affordable price.|
|Flexplan||Helps you pay for benefits with pre-tax dollars.|
|Stop Loss |
(for Self-Funded Medical)
|Helps mitigate employers’ financial risk when self-funding a medical plan by providing protection against catastrophic or unpredictable claims.|
|Small Group Sales||Special sales unit dedicated to offering comprehensive benefit plans to employers with 2-15 employees.|
3 Not available in all states.
4 VSP.com, 2011.