If you needed dental care, would you be able to afford it? The cost of routine procedures can add up, not to mention expenses caused by root canals and extractions. A dental plan through your job can help cover these expenses, and guard against future problems by paying for preventive care.

If you were injured and couldn’t work, how would you pay your monthly bills? With a group disability plan, you’d receive benefits until you returned to work.

If you suffered from cancer or a heart attack, would you have enough money to pay all the expenses? Several expenses caused by critical illnesses aren’t covered by a medical plan, so enrolling in a group critical illness plan can help cover these costs.

The bottom line is employee benefits plans provide insurance coverage typically at a lower cost than if you purchased it on your own. Since health issues happen to anyone at any time, protecting yourself and your assets is critical.

To learn more about how Guardian’s plans can help meet your needs, talk to your human resources representative. And to see how much Life & Disability coverage you might need, go to www.aboutemployeebenefits.com.

Dental	One of the largest networks and flexible plans have made us a dental market leader that gives you choice.
Disability	With 95% customer satisfaction, our disability plans protect you and get you back to work quickly. 1
Life	Ranked 3rd in new life sales, our plans give you guaranteed life benefits plus value-added features.2
Critical Illness	Helps pay for expenses not covered  by medical and disability insurance up to $50,000 3  .
Vision	With access to the largest provider of eye care coverage, you get choice and savings on exams and materials4.
Worksite	You get basic, comprehensive coverage at an affordable price.
Flexplan	Helps you pay for benefits with pre-tax dollars.
Small Group Sales	Special sales unit dedicated to offering comprehensive benefit plans to employers with 2-15 employees.