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Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

Copyright© 2026 The Guardian Life Insurance Company of America. All rights reserved.

Disclosures

This website is intended for general public use. By providing this content, The Guardian Life Insurance Company of America, The Guardian Insurance & Annuity Company, Inc., and their affiliates and subsidiaries are not undertaking to provide advice or recommendations for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information that is specific to your individual situation.

Financial information concerning Guardian as of December 31, 2024, on a statutory basis: Admitted Assets = $86.8 Billion; Liabilities = $77.5 Billion (including $60.7 Billion of Reserves); and Surplus = $9.3 Billion.

Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA. BLICOA is a wholly owned stock subsidiary of and administrator for The Guardian Life Insurance Company of America (Guardian), New York, NY, or provided by Guardian. Product provisions and availability may vary by state.

Securities products and services are offered through Park Avenue Securities LLC (PAS). PAS is a wholly owned subsidiary of Guardian. Guardian and PAS are located at 10 Hudson Yards, New York, NY 10001.

PAS: member FINRA and SIPC.

The Guardian Life Insurance Company of America is licensed to do business in all fifty states. Not all products and services are available in all states.

The NAIC company code for The Guardian Life Insurance Company of America is 64246.

Links to other sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

This website may contain general information about investment products. The information or opinions contained in this website should not be construed as an offer to sell or the solicitation of an offer to buy any particular investment product. Such information is directed solely to individuals who reside in jurisdictions in which a professional is registered. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a professional that is registered in the state where the consumer and/or prospective client resides.

Professionals are not licensed to sell insurance or securities in all 50 states. To find out if an agent is licensed in your state, please contact the agency directly.

The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of Guardian. © 2005-2025 The Guardian Life Insurance Company of America.

Images used herein may be owned by Copyright Gallery Stock, Getty Images, or Shutterstock and used with permission.

We do not undertake any obligation to update information on or available through this site, whether as a result of new information, future events, or otherwise.

Securities products and investment advisory services are offered and sold only by appropriately licensed entities and advisors.

Guardian® is a registered trademark of The Guardian Life Insurance Company of America.