Guardian is a thriving enterprise which enjoys ongoing growth, as is evident by our exemplary ratings from four major credit rating organizations— A.M. Best, Standard & Poor’s, Moody’s, and Fitch.* Even during a recession, Guardian was the only major life insurance company upgraded by two ratings agencies in 2008.
As a mutual company, Guardian operates solely for the benefit of its participating life policyholders, who share in the company's performance through the payment of annual dividends.1 Unlike stock-based companies, there are no outside stockholders to share in the profits, so Guardian is not subject to the short-term demands of Wall Street.
Financial Highlights as of 12/31/10 (statutory basis):
|Admitted Assets:||$33.1 billion|
|Liabilities:||$28.7 billion (with $25.1 billion of reserves)|