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Employee Benefits


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Tina Craft Benefits Manager, Insurance Office of America

Longwood, FL

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"Guardian’s superior service model compliments our goal to develop long-term relationships with everyone we do business with - our clients, partners and employees - built on integrity and trust."

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Guardian’s Employee Benefits offer our employees, eligible family members, and domestic partners Medical, Dental, and Vision Care, as well as Income Protection, Retirement Planning, and other financial benefits.

Guardian offers our employees two types of medical plans that include a network of health care providers. The plans also provide a benefit if an out-of-network provider is used. Our dental plan emphasizes routine preventive care and savings through a network of providers.

Guardian’s Income Protection includes a disability plan for our employees that provides regular income for short-term and long-term periods due to illness. In addition, our employees receive life insurance coverage, as well as the option to purchase additional life insurance coverage for themselves and for their spouse/children. 

To help employees save for their retirement Guardian provides a 401(k) plan with matching contributions and a discretionary profit sharing contribution. Guardian also proudly provides a defined benefit pension plan to complement our 401(k).

Other financial benefits available to our employees include flexible spending accounts, an adoption assistance program, long-term care coverage, an employee mortgage program, discounted commuter programs, a payroll-deducted RS Mutual Fund purchase program, and matching donations to educational institutions.